A skydiving accident victim is expected to survive after hitting the ground near Primm, according to recent reports. There is no word yet on whether the parachute actually deployed or what may have led to the accident. The victim was transported to an area hospital with a possible broken back.
High-Risk Sports and Lawsuits
High-risk sports such as parachuting are treated differently than activities such as driving a car by insurance companies. Most insurance companies will not insure the life of someone engaged in high-risk activity as the chances of an accident are considered too high. Depending on the insurance company, some high-risk activities that may not be covered by insurance policies include:
- Scuba diving
- Hang gliding
- Hot air ballooning
- Car racing
- Bike racing
- Boat racing
- Rock climbing
- Bungee jumping
- Flying a private plane
- Mountain climbing
- White water rafting
Some companies will provide general life or health insurance coverage for those who engage in these sports but will not be responsible for any injuries sustained in these activities. Other insurance companies will deny coverage altogether if someone is involved in a high-risk sport.
Can I Collect Damages If I Am Injured In A High-Risk Sport?
Barring insurance coverage, whether you are able to collect compensation as the result of a high-risk activity depends on why the accident occurred. If a piece of equipment is poorly made and results in an accident, it is very likely that the victim may have grounds for a lawsuit against the manufacturer, regardless of whether the activity is considered risky. This type of a lawsuit is known as a product liability suit and may be based on the design or the manufacture of a particular product.
However, it is not always easy to collect this type of compensation. A personal injury attorney like those at Bernstein & Poisson in Las Vegas may be able to help.
Personal injury attorneys stand up for the rights of those who have been injured in all types of accidents. They represent the individual against large insurance companies and others who would deny them payments for their injuries. Through a personal injury lawsuit, a victim may be able to collect compensation for medical bills, pain and suffering, lost wages and other costs associated with an accident.
For more information or to set up a free consultation, contact Bernstein & Poisson today.