In Las Vegas, even a minor fender bender can turn into a major legal headache. Insurance companies often use a tactic called “low-impact defense” to minimize payouts after seemingly minor accidents. But don’t be fooled – even a small crash can cause serious injuries.
With Jack Bernstein Injury Lawyers on your side, you don’t have to fight alone. We’ll help you navigate this tricky insurance tactic and get you the compensation you deserve.
What Is the Low-Impact Defense?
Let’s be straight: the low-impact defense is a strategy insurance companies use to save money. They argue that accidents with minor vehicle damage couldn’t have caused serious injuries. In other words, they say, “It was just a little bump. You can’t be that hurt.” This tactic is often their go-to for denying or reducing the amount they have to pay out for your claim.
How Insurance Companies Use the Low-Impact Defense in Nevada
Here’s how this plays out:
- Demanding Pictures: They’ll ask for photos of your car. If there’s not much damage, they’ll use that as “proof” you weren’t seriously injured.
- Questioning Medical Timing: They might ask, “Why didn’t you see a doctor right away?” They’ll try to use any delay in seeking medical attention against you.
- Physics 101: They might get technical, arguing that the forces involved in the accident were simply too small to cause any real harm.
Remember, insurance companies are in the business of making money, not paying it out. It’s crucial to have someone on your side who knows how to counter these tactics.
Don’t Be Fooled: Low-Impact Accidents Can Cause Serious Injuries
Insurance companies love to point to a lack of car damage and say, “See? You couldn’t be that hurt.” But this is a dangerous misconception. The truth is, even a seemingly minor accident can wreak havoc on your body.
Common Injuries That May Not Be Immediately Apparent:
Some injuries don’t make themselves known right away. In the chaos of an accident, adrenaline and shock can mask pain, leading you to believe you’re fine. However, hours or even days later, symptoms may start to emerge. These “hidden” injuries can include:
- Whiplash: This neck injury, caused by a sudden jerking motion, often leads to pain, stiffness, and headaches.
- Concussions: Even a mild impact can cause this type of brain injury, resulting in headaches, dizziness, and cognitive issues.
- Soft Tissue Injuries: Damage to muscles, ligaments, and tendons can cause pain, swelling, and limited mobility.
The takeaway? Always seek medical attention after an accident, even if you feel okay. A doctor can diagnose any potential injuries and ensure you get the treatment you need.
Why the Severity of Impact Isn’t the Only Factor:
The force of impact is just one piece of the puzzle. Many factors influence the severity of your injuries, including:
- Angle of Collision: The direction from which your vehicle is struck can significantly impact the types of injuries you sustain.
- Type of Vehicles: The size and weight of the vehicles involved can dramatically affect the forces transferred to your body.
- Age and Health: Older individuals or those with pre-existing conditions are often more vulnerable to injury.
Even a fender bender can have lasting consequences, especially for those with underlying health issues. Don’t let insurance companies convince you otherwise. Your health is too important.
Fighting Back Against the Low-Impact Defense
Insurance companies have their tactics, but you have the power to fight back. Don’t let them downplay your injuries or convince you that you’re not entitled to compensation. Here’s how:
The Power of Medical Evidence:
Seeking medical attention promptly after an accident is crucial, even if you feel fine. Some injuries may not show immediate symptoms, and a doctor can identify potential issues before they worsen. A thorough medical evaluation, including imaging studies like X-rays or MRIs, can provide objective evidence of your injuries. This evidence is invaluable when countering insurance company claims that your injuries are minor or unrelated to the accident. In some cases, expert medical testimony may be necessary to explain the connection between the accident and your injuries, especially if they are complex or not immediately apparent.
The Role of Accident Reconstruction:
Accident reconstruction experts are like detectives for car crashes. They analyze the scene, vehicle damage, and other factors to determine exactly what happened and the forces involved. Even in low-impact accidents, these experts can uncover evidence that supports your claim and contradicts insurance company arguments.
Other Types of Evidence:
In addition to medical records and expert analysis, other types of evidence can strengthen your case:
- Witness Statements: Eyewitness accounts can corroborate your version of events and provide valuable details about the accident.
- Photos and Videos: Visual evidence of the accident scene, vehicle damage, and your injuries can be powerful tools in demonstrating the impact of the collision.
- Your Own Account: A detailed, written account of the accident and your symptoms, including how they have affected your daily life, can personalize your experience and underscore the severity of your injuries.
By gathering and presenting this evidence, you can build a strong case that refutes the low-impact defense and ensures you receive the compensation you deserve.
How Jack Bernstein Injury Lawyers Can Help
When insurance companies try to use the low-impact defense against you, you need an experienced legal team on your side. That’s where we come in.
We Know How to Counter Insurance Tactics:
At Jack Bernstein Injury Lawyers, we’ve been fighting for the rights of accident victims in Las Vegas for 40 years. We understand the tricks insurance companies use to minimize claims and have a proven track record of successfully countering their tactics. Our deep understanding of Nevada law allows us to build strong cases that get results. We’ll handle all the legal complexities, leaving you to focus on your recovery.
Don’t Let Them Minimize Your Injuries:
You deserve full compensation for your injuries, regardless of the impact involved in your accident. We’ll work tirelessly to ensure your pain and suffering are not overlooked.
Remember: You don’t have to face the insurance companies alone. Let Jack Bernstein Injury Lawyers have your back.
Ready to take the next step? Schedule a free consultation with our experienced team. We’ll review your case, answer your questions, and provide honest advice on the best course of action.
Call us today at (702) 633-3333 or fill out our online form. Don’t let insurance companies decide your fate. Let Jack Bernstein Injury Lawyers fight for you.
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If you have been injured in an accident, contact Jack Bernstein Injury Lawyers for a free, no obligation consultation with experienced Las Vegas accident lawyers. You will gain an advocate for every stage in the claims process until you have the compensation you deserve.
Jack Bernstein Injury Lawyers is available to help you handle your injury claim in the Las Vegas metropolitan area and beyond. Jack Bernstein and his team can offer you the personalized service and legal representation you deserve after an accident.
Call us at (702) 633-3333 or contact us today for a free consultation to discuss your case.
